> For the complete documentation index, see [llms.txt](https://docs.scaleconnect.com.au/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.scaleconnect.com.au/scaleconnect-docs/simulator/charts-and-reports.md). # Charts & Reports The **Charts** tab visualises simulation outputs as interactive charts. Each chart draws from the same data as the Cashflows tab, presented graphically so you can spot trends, inflection points, and the overall trajectory at a glance. Charts recalculate automatically whenever the strategy changes. *** ## Time Horizon A dropdown in the top-right corner controls the projection window — **5, 10, 15, 20, 25, or 30 years**. Defaults to 10. Changing it updates all six charts at once. {% @arcade/embed url="" flowId="KvZRhMGsbJsuyHvq0jkU" %} *** ## Single-Strategy Charts Six charts are displayed in a two-column grid. ### Portfolio Value by Property Stacked bar chart showing the projected market value of each property, stacked year by year. Each colour is a different property. If a property is sold, its segment disappears at the sale year. ### Funding Composition Combined bar and line chart showing how the portfolio is funded over time. Purple bars show total portfolio value. Lines overlay debt outstanding (red), equity (teal), and equity available at 80% LVR (white). When the equity lines diverge upward from debt, the portfolio is becoming less leveraged. ### Periodic Equity Cashflow Combined bar and line chart showing annual cash inflows (blue bars) and outflows (red bars) for the portfolio, with a net cashflow line (teal) and cumulative cashflow line (purple). When the cumulative line crosses above zero, the strategy has returned more cash than it has consumed. ### Who's Paying? 100% stacked bar chart breaking down who bears the cost of holding the portfolio each year — **You** (red, out-of-pocket), **Tenant** (blue, rental income), and **Taxman** (green, negative gearing and depreciation benefits). Useful for showing clients how tax deductions and rental income offset their personal contribution. ### Cumulative Cashflow Impact Line chart comparing two trajectories: the client's cumulative cashflow from personal income alone (blue) versus personal income plus the investment portfolio (purple). When the purple line crosses above the blue, the portfolio has become net-positive. ### Cumulative Wealth Impact Line chart similar to Cumulative Cashflow Impact, but including unrealised capital gains. Typically shows a larger divergence because property value growth is factored in — not just cash movement. {% @arcade/embed url="" flowId="ljvwXKToBWNJ0MVF5S4Z" %} *** ## Strategy Comparison Charts When you compare strategies using the **Compare** button (branching arrows icon), a separate set of comparison charts opens in a modal overlay. These charts plot the same metrics across multiple strategies on shared axes, making differences easy to spot. Five comparison charts are available:
ChartWhat it compares
Portfolio ValueTotal portfolio value over time across strategies
Debt vs EquityDebt and equity trajectories (solid lines for debt, dashed for equity)
Net Cash FlowAnnual net cashflow for each strategy
Cumulative Cashflow ImpactRunning total of cashflow impact per strategy
Cumulative Wealth ImpactTotal wealth trajectory per strategy
Each strategy is colour-coded in the legend. Hover over any data point to see exact values for all strategies at that year. For details on setting up strategy comparisons, see [Compare Strategies](/scaleconnect-docs/simulator/clone-and-compare.md). *** ## Sharing Charts with Clients Charts are visible to clients through ScaleApp (the consumer mobile app). When a client opens their strategy in ScaleApp, they see the same chart data generated by the simulation engine. Changes you make in ScaleConnect are reflected in their app after the simulation recalculates. To walk a client through their charts during a meeting: 1. Open the client's Charts tab in ScaleConnect. 2. Use the time horizon filter to focus on the relevant period. 3. Hover over individual data points to explain specific years or milestones. 4. Switch between charts to tell the full story — start with Portfolio Value for the big picture, then drill into Funding Composition for leverage, and finish with Who's Paying to show the cost breakdown. {% hint style="info" %} For a more detailed breakdown to share with clients, use the Excel export. The spreadsheet can be emailed directly or used to build custom presentations. {% endhint %} *** ## Exporting Output Data The **Download** button (download icon in the top-right action bar) exports the strategy data to an Excel spreadsheet. This export includes: * **Personal Cashflows** — salary, living expenses, HECS/HELP, bonuses, tax, and net personal cashflow by financial year * **Portfolio Cashflows** — purchasing costs, rental income, operating costs, debt payments, equity, and sale proceeds by financial year * **Cashflow Summary** — combined personal and portfolio cashflows with tax adjustments * **Funding** — portfolio value, debt outstanding, equity, and equity available by year * **Tax** — deductible expenses, depreciation, net taxable income, and estimated tax by year The spreadsheet is styled with ScaleConnect branding and formatted for easy reading — frozen header rows, currency formatting, and section grouping. {% hint style="info" %} The export covers the full simulation horizon (all financial years), regardless of which time filter is currently selected on the Charts tab. {% endhint %} ***
Can I export individual charts as images? Individual chart image export is not currently available. Use the Excel export for the underlying data, or take a screenshot of specific charts if you need them for a presentation.
Why does the cumulative line start negative? The Cumulative Cashflow line on the Periodic Equity Cashflow chart often starts negative because the first year typically includes property purchase costs (stamp duty, legal fees, deposit). These upfront costs create a large initial outflow that the portfolio gradually recovers through rental income and tax benefits.
What does the 80% LVR equity line mean? The Equity Available line on the Funding Composition chart shows how much equity could be accessed if all properties were borrowed against at 80% LVR. This is usable equity — the amount a lender would typically allow you to draw. It is always less than total equity because lenders require a buffer above 80% LVR.
Do charts account for tax benefits? Yes. The simulation engine calculates tax deductions (negative gearing, depreciation, capital works) and reflects them in the cashflow and wealth projections. The Who's Paying chart explicitly shows the tax benefit as the "Taxman" segment.
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